Get a Free Car Repair Estimate in 30 Seconds.
Upload a photo of your car damage, see your AI estimate, compare shop prices.
Should You File a Claim or Pay Out-of-Pocket?
• Likely premium increase: ~25%
• Monthly increase: +$45/mo
• 3-year premium cost: +$1,620
• Keeps record clean
• Many shops offer 0% APR
As Featured on CBS Los Angeles
Trusted by drivers across California
"Saved me from driving to 5 different shops. Got multiple estimates in one place and finally knew I was paying a fair price."
— Sarah M., Downey
"Comparing quotes side-by-side made me confident I was getting a good deal and wasn't overpaying."
— James T., Northridge
"Instead of spending my Saturday driving around, I got 3 quotes while sitting on my couch. And on top of that, I saved money."
— Maria R., Silver Lake
Prefer Your Phone? Here's How Otto Works on the App
How Otto Works
Snap a photo
Take or upload a photo of your car damage — dents, scratches, collision damage, or any auto body damage.
Get an instant AI estimate
Our AI analyzes your photo and delivers a free auto body repair estimate in seconds — no phone calls, no driving to body shops.
Receive quotes from nearby shops
Get verified collision repair estimates from nearby auto body shops and compare prices — all from one place.
Why Drivers Use Otto for Auto Body Repair Estimates
Getting an accurate auto body repair estimate used to mean driving to multiple body shops, waiting for inspections, and hoping you weren't being overcharged. Otto replaces that process with an AI-powered vehicle damage calculator. Upload a photo of your collision damage, and our car repair cost estimator gives you an instant price range based on thousands of real repair invoices from auto body shops across Southern California. Want to estimate your car damage repair costs before uploading? See what repairs typically run by damage type.
Whether you need a collision repair estimate after an accident, a quick body shop estimate on a fender dent, or a vehicle damage assessment before filing an insurance claim — Otto gives you the information you need in 30 seconds. Free auto body repair estimates, from your phone, with no obligation.
Frequently Asked Questions
Everything you need to know about Otto
How accurate are Otto's AI estimates? +
How quickly will I receive quotes from shops? +
Is Otto really free to use? +
What types of damage can Otto estimate? +
Do I have to use one of Otto's recommended shops? +
How do I know the shops are trustworthy? +
What if the damage is too complex for a photo estimate? +
Is my information secure? +
Still have questions?
Contact us below!
Explore Otto
- Collision Repair Costs in 2026 How much does collision repair actually cost? A breakdown by damage type, what drives your bill, and when to use insurance vs. pay out of pocket.
- SoCal Auto Body Repair Cost Report See what 162 real repair estimates reveal about labor rates, neighborhood price gaps, and which vehicle makes cost the most to fix.
- Deductible Assistance Explained What is deductible assistance, is it legal in California, and how to find body shops that offer it on qualifying repairs.
- Is My Car Totaled? Total Loss Guide How insurers determine a total loss, and how Otto can tow your car, handle insurance, and get you paid fast.
- No Insurance After an Accident Got in a car accident without insurance — or hit by an uninsured driver? Click for an outline of your real options.
- Bumper Repair Cost in 2026 From $150 scuff fixes to $2,500+ replacements — what drives your bumper repair bill and when to repair vs. replace.
- Auto Body Repair in Los Angeles Click to understand how Otto helps LA drivers get auto body repair quotes across Los Angeles.
- AI Car Repair Estimate Click to understand how Otto's AI works to generate damage estimate quotes in under 30 seconds.
- Insurance Claim vs. Out of Pocket Click to understand in additional depth the risks of going through insurance.
- Understanding Car Damage Click for more information about what you should consider when you have car damage.
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